In the trunk of my newer more fuel efficient car, is a 24 hour bag. Food, Water, Shelter and a notebook to log how I really feel!
Ladies, kick your husbands back side! I went to an old friend whom I knew (and so did he) that his time was not long in this life, and told him that if he were to leave his fair lady in the same shape I was left when my husband died (suddenly), that I would dig him up and kill him! Now since we had known each other so long he knew there was absolutlely no question of my taking that action for real.
He lived long enough to get everything done correctly. There was absolutely nothing to probate and no legal or financial hassles when he passed away. It was all done. The house, cars and land were all already transferred to her name. No lawyer made money off the widow so that she could keep what was hers and nothing had to be sold on the courthouse steps.
Guys! Get off your duff and prepare now. I don't care what the bank says about "joint account with rights of survivorship" or "payable on death". When you die they will close the account and she will find out at the grocery store while she is trying to buy groceries. That comes 6 weeks before your death certificate is ready and they will only give her a minimal allowance and yes, they know that her entire paycheck is being direct deposited into that account. The banks don't give a damn! They also know that you set up all the bills on auto pay through that account and that now, with the account closed, she doesn't even know where to send a check for the car payment.
Guys, buy a plain black notebook, write down all the details, and for her sake, get her a separate account in her name and leave the emergency money there! You know, the year of funds to take care of everything!
Girls, buy him the notebook for Christmas and hold his other hand and fix his favorite dinner while he writes the information that will save you great heartache!
Peace to All
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